Attention homeowners in Edgewater and Volusia County: Get an Appraisal today!The top seven reasons Florida homeowners need Cornerstone Valuations:
At Cornerstone Valuations, we understand the individual needs of a homeowner seeking appraisal services. Our customary business clients are used to the appraisal process and the usual "products" we deliver to them. Being a consumer that probably doesn't look at appraisals every day, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present our findings. For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Cornerstone Valuations, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.Challenge Tax AssessmentLet's say you live in a local area that is declining -- your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Cornerstone Valuations is your strongest weapon when contesting your property tax assessment.Need to remove PMI?A fashionable money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. We're veterans in helping folks just like you remove unneeded PMI insurance.Was your HELOC recently frozen?Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. Cornerstone Valuations can help you reinstate your HELOC.We Also Provide Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you'd prefer to have a seasoned expert double-check it for preciseness or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal you may have had in the past. Although most appraisal reviews are commissioned by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are wise to get a second opinion. |
|||||||||
